平时帮助别人让对方欠下人情，等到有需要的时候再强迫对方偿还——如此居心叵测的做法，竟然是御伽学园学生相互扶助协会（通称“御伽银行”）的社团活动。这是正义的一方？还是邪恶的组织？还是怪人集会……？外表凶暴其实内心纤细的女主角大神凉子，有着视线恐惧症的废柴男主角森野亮士，外表娇小可爱其实腹黑的赤井林檎，一群性情愉快、随性乱来的御伽银行成员们，为改造社会而持续战斗着。热血人情恋爱喜剧即将上演！
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